Real People. Real Change.
Stories From the B.A.C.K. Credit Proof-of-Concept Pilot
These testimonials come from participants in EKCCF's original B.A.C.K. credit-building proof-of-concept pilot. BACK 2.0, now being designed, builds on what we learned from them.
"Stability and Confidence for My Family"
"The B.A.C.K. Initiative changed my life. The support helped me find stability and confidence for my family’s future!"
- Maria T.
"Saving for My Dreams"
"Thanks to the B.A.C.K. Initiative, I learned to manage my money better and save for my dreams. It’s life-changing!"
- James R.
"A Better Future for Boron"
"I’ve lived in Boron my whole life and was worried about our future. The B.A.C.K. Initiative is the boost our town needed. It’s inspiring to see businesses growing and families succeeding."
- Sandra L.
Have Questions? We’re Here to Help!
We know you may have questions about the Boron Anchor for Community Knowledge (B.A.C.K.) program, and we’re here to provide the answers you need. Whether you’re curious about how the program works, how to get involved, or how you can support our mission, we’re just a message away.
Send us your inquiry by filling-in the form below.
Please do not include Social Security numbers, bank account, or medical information in this form. Submitting an inquiry does not guarantee eligibility for or enrollment in any EKCCF program. EKCCF does not provide legal, medical, or financial advice.
We will try to get back to you as soon as we can. Thank you!
Frequently Asked Questions
For more information, please contact us at 1-760-920-1379 or email us at [email protected].
What is BACK 2.0?
A financial literacy course followed by matched savings and specialist support in one of three pathways: housing, business, or education. Every participant starts with the same six-week financial education class.
Who is BACK 2.0 for?
Residents of Boron, Desert Lake, North Edwards, and Aerial Acres. Materials in English and Spanish.
How will matched savings work?
BACK 2.0 is being designed with matched-savings mechanics that reward participants who complete the financial literacy course and reach agreed credit benchmarks. Specific match structures, deposit amounts, and eligibility rules will be finalized as part of the program's operating agreements and published here before launch.
What are the three pathways?
BACK 2.0 is being designed around three pathways: Housing, Business, and Education. Each will offer matched savings, specialist advising, and support tailored to that goal. An enhanced education option is being designed for participants who commit to bringing their skills back to the community.
What is the enhanced education match?
For participants who agree to bring their earned skills back to the community for a set number of years of qualifying work, professional practice, or enterprise, we are designing an enhanced match. Final terms will publish before launch.
Who is our financial partner?
We are working with AltaOne Federal Credit Union on BACK 2.0. AltaOne's support is documented in a partnership letter, publicly available. Final roles and services will be established through operating agreements ahead of launch.
Where does the money come from?
The planned funding model includes operating grants, service contracts, annual giving, restricted participant grants, financial institution contributions, and an operating reserve campaign. Sources will be confirmed and published as agreements are finalized.
What outcomes are we aiming for?
Initial-phase targets and reporting metrics will be finalized as part of the program's operating structure and published here before launch.
When can I sign up?
BACK 2.0 is coming soon. Full eligibility and cohort dates will publish here before launch. Join the interest list to be notified.
Founder of BACK Initiative
Megan Pater
Ready to change your life? Reach out today to learn more about how the B.A.C.K. Initiative can support you and your future!
1-760-920-1379